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Wintrust Financial Corp's 2024 10-K reveals robust growth with assets at $64.9 billion (up 15%), net income of $695 million (up 12%), and diversified revenues from community banking, specialty finance, and wealth management. Strong capital ratios (Tier 1: 10.7%) and low credit risks (non-performers: 0.36%) support Midwest expansion via acquisitions like Macatawa, despite interest rate and economic pressures.

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