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Prosperity Bancshares reported $479.4 million net income in 2024, up 14.3%, driven by 7.3% net interest income growth to $1.03 billion and Lone Star acquisition. Loans reached $22.15 billion with strong credit quality (0.37% nonperformers). Deposits grew 4.4% to $28.38 billion, capital ratios exceeded well-capitalized levels at 16.42% CET1. Risks include interest rates and economic volatility, managed through diversification.

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