Upbound Group, Inc.

Upbound Group, Inc. is a diversified technology and data-driven company that offers a comprehensive suite of financial solutions and essential merchandise to a broad consumer base across the United States, Puerto Rico, and Mexico. The company strategically operates through distinct segments, including Acima, which provides innovative lease-to-own solutions for consumers seeking alternatives to traditional financing, and Rent-A-Center, a well-established brand offering furniture, appliances, electronics, and other durable goods through lease-to-own and installment sales. Additionally, Upbound Group leverages its digital capabilities through Brigit, a financial health app delivering tools and services to empower consumers, and a dedicated Mexico segment expanding its reach into new markets. Its business model is designed to serve individuals who may not qualify for conventional credit, offering flexible payment options for a wide array of products, from home furnishings and mattresses to tires and consumer electronics. Upbound Group facilitates these transactions through a multi-channel approach, encompassing company-owned and franchised retail locations, in-store kiosks within third-party retail environments, and robust e-commerce platforms. This integrated strategy allows the company to meet consumers wherever they are, providing accessible financial products and essential goods through a blend of physical and digital touchpoints.