Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated, commonly known as RGA, is a leading global reinsurer specializing in life and health insurance solutions. The company operates across a vast international footprint, serving clients in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. RGA's core business involves providing reinsurance for a wide array of risks, including mortality, morbidity, lapse, and investment-related exposures. Its product offerings are diverse, encompassing reinsurance for individual and group life and health policies, disability, long-term care, and critical illness coverage. Beyond traditional life and health reinsurance, RGA also offers sophisticated financial solutions. These include asset-intensive reinsurance, longevity reinsurance designed to manage long-term demographic trends, stable value products, pension risk transfer transactions to de-risk corporate pension plans, and various capital solutions. The company also provides coinsurance for payout annuities, underwritten annuities, and funding agreement-backed note programs, demonstrating its capacity to support complex financial and capital-motivated transactions. Founded in 1973 and headquartered in Chesterfield, Missouri, RGA has established itself as a critical partner for insurance companies seeking to manage risk, optimize capital, and enhance their financial strength.